refinance calculator

Compare your current loan to a smarter alternative

See how much you could save each year by switching - factoring in the interest rate plus monthly and annual fees on both loans.

Your current loan

Loan basics
yrs

Repayments are calculated as principal & interest over the years remaining. Each scenario uses its own loan amount, so you can roll switching costs or extra borrowing into the new loan.

What you have now

Current loan Current
$
% p.a.
$
$
$

What I'm suggesting

Refinanced loan Suggested
$
% p.a.
$
$
$

Estimated annual saving

$0/year

Enter the loan details above to see how much the suggested loan could save your customer each year.

Current - repayment (monthly) $0
Suggested - repayment (monthly) $0
Current - total interest $0
Suggested - total interest $0
Break-even on switching costs -
Net saving over loan term $0

Same repayment, lower rate

See how much sooner the loan could be paid off

Calculating…

Important: This calculator is intended as a guide only and does not constitute financial or credit advice. Figures are estimates based on the inputs provided and assume a constant interest rate and principal & interest repayments over the term remaining. Annual cost includes scheduled repayments plus monthly and annual account fees; break-even and net term saving also factor in the upfront switching costs and refinance cashback you enter. It does not account for redraw, offset benefits, lenders mortgage insurance, or changes in rates over time. Confirm all figures with the lender before making a decision.