First Home Buyer Webinars
“How much deposit do I need? How can I get the best interest rate? What grants am I eligible for?”
If these are questions you have as you embark on your journey to buying your first home, then you don’t want to miss this.
Join us in our Free Online Webinars and take the first steps towards your dream home.
Every Thursday
5:30-7:00 PM
Sana Hosseini (MFAA)
Part 1: Securing a Loan
Discover how to assess your borrowing capacity, choose the right loan, and secure pre-approval. This webinar covers everything you need to prepare financially for buying your first home.
Discover how to assess your borrowing capacity, choose the right loan, and secure pre-approval. This webinar covers everything you need to prepare financially for buying your first home.
Intro to Buying Your First Home
Owning vs Renting: Weighing the pros and cons
Co-Buying/Borrowing: Is it the right choice for you?
Calculating Your Borrowing Power
Understanding Your Credit Score
How Much Deposit You Need
Lenders Mortgage Insurance (LMI)
Government Schemes for First Home Owners (FHOG and more)
Stamp Duty & Other Costs
Choosing Your Loan & Lender
Types of Loans: Fixed vs Variable Rates
Choosing the Best Loan for Your Needs
Exploring Guarantor Loans
Key Criteria for Selecting Lenders & Getting Pre-Approval
Working with a Mortgage Broker
What to Look for in a Broker
The Broker’s Role in the Home Buying Process
Essential Documents to Prepare
Part 1: Intro to Buying Your First Home
- Owning vs Renting: Weighing the pros and cons
- Co-Buying/Borrowing: Is it the right choice for you?
Part 2: Calculating Your Borrowing Power
- Understanding Your Credit Score
- How Much Deposit You Need
- Lenders Mortgage Insurance (LMI)
- Government Schemes for First Home Owners (FHOG and more)
- Stamp Duty & Other Costs
Part 3: Choosing Your Loan & Lender
- Types of Loans: Fixed vs Variable Rates
- Choosing the Best Loan for Your Needs
- Exploring Guarantor Loans
- Key Criteria for Selecting Lenders & Getting Pre-Approval
Part 4: Working with a Mortgage Broker
- What to Look for in a Broker
- The Broker’s Role in the Home Buying Process
- Essential Documents to Prepare
Part 2: How to Buy a Home
Learn the ins and outs of finding and purchasing your dream home. This section will guide you through the property search, making offers, navigating contracts, and understanding the settlement
Learn the ins and outs of finding and purchasing your dream home. This section will guide you through the property search, making offers, navigating contracts, and understanding the settlement
Finding the Perfect Property
Researching the Housing Market: Where and how to start
Starting Your House Hunt
Key Considerations When Viewing Properties
Making a Successful Offer
How to Make a Private Offer
Tips and Tricks for Auctions
Dealing with Real Estate Agents
Getting Professional Help
The Role of a Conveyancer and Buyer’s Advocate During the Buying Process
Choosing the Right Conveyancer and Buyer’s Advocate for You
Navigating the Buying Process
Exchanging Contracts & Formal Approval
Reviewing and Signing Loan Documents
Settlement: What to Expect
Part 5: Finding the Perfect Property
- Researching the Housing Market: Where and how to start
- Starting Your House Hunt
- Key Considerations When Viewing Properties
Part 6: Making a Successful Offer
- How to Make a Private Offer
- Tips and Tricks for Auctions
- Dealing with Real Estate Agents
Part 7: Getting Professional Help
- The Role of a Conveyancer and Buyer’s Advocate During the Buying Process
- Choosing the Right Conveyancer and Buyer’s Advocate for You
Part 8: Navigating the Buying Process
- Exchanging Contracts & Formal Approval
- Reviewing and Signing Loan Documents
- Settlement: What to Expect
Sana Hosseini
Mortgage Broker, accredited with the Mortgage & Finance Association of Australia (MFAA)
About the Speaker
With 21+ years in the mortgage industry, Sana brings not only expertise but a genuine passion for guiding people on the path to owning their first home.
Sana thrives on empowering first-time buyers with insights, answering their questions, and exploring the best options from over 25 accredited lenders to ensure every client finds their ideal fit.
His mission is simple: to make finance approachable and help people turn their dream of owning a home into reality.
Our Lenders
With access to 25+ accredited lenders, our team at Finance by Sana is dedicated to finding the right mortgage tailored uniquely for you. We compare a wide range of options to ensure you get the best possible rate and terms for your situation.
View full list of accredited lenders
Key stages of the Home Loan process?
JOIN FOR FREE →
FIND A TRUSTED BROKER →
DOCUMENTS TO PREPARE →
GUIDE TO HOUSE HUNTING →
PURCHASING A HOME →
Loan is Formally Approved
After you’ve successfully purchased the property and have an executed contract of sale, your broker will assist in lodging a Formal (or Unconditional) Approval.
The bank will then arrange a property valuation. Once satisfied with the assessment, they will Formally Approve your loan, and prepare for the next steps.
FORMAL APPROVAL →
Review and Sign Loan Documents
Shortly after Formal Approval, the lender will issue the loan documents.
At this stage, you’ll need to nominate a direct debit account for mortgage payments and obtain building insurance for the property.
Return the signed documents to proceed with the settlement process.
LOAN DOCUMENTS →
Step 1: Attend our Free Webinar
Join one of our free weekly webinars to get a feel for the home loan process.
Here, we will cover they key things to consider when starting your journey, and answer your questions.
Step 2: Meet a Mortgage Broker
When you are ready to purchase soon (within 6 months), schedule a meeting with one of our expert brokers to discuss your needs and next steps.
Your broker should go through different lending options with you.
Step 3: Prepare & Submit Documentation
When you have chosen a lender, start gathering the required documents (identity, income, finances, etc.)
Your broker will help you submit the home loan application, and keep you updated on assessment.
Step 4: Loan is Conditionally Approved
Once you have certain criteria in assessment, you may be Conditionally Approved (aka Pre-Approved).
Most Pre-Approvals are valid for 90 days, or longer depending on the lender.
This is a great time to start your house hunt if you haven’t found a property yet.
Step 5: Purchasing Your Home
Once you’ve found a property, have your lawyer review the contract and key dates before signing. Then, arrange for contracts to be exchanged.
We also recommend scheduling a pest and building inspection for peace of mind.
Step 6: Loan is Formally Approved
After you’ve successfully purchased the property and have an executed contract of sale, your broker will assist in lodging a Formal (or Unconditional) Approval.
The bank will then arrange a property valuation. Once satisfied with the assessment, they will Formally Approve your loan, and prepare for the next steps.
Step 7: Review and Sign Loan Documents
Shortly after Formal Approval, the lender will issue the loan documents.
At this stage, you’ll need to nominate a direct debit account for mortgage payments and obtain building insurance for the property.
Return the signed documents to proceed with the settlement process.
Step 8: Settlement & Post-Settlement
Once the bank has verified all your documents, your conveyancer will schedule a settlement date for your loan.
Coordinate with your conveyancer to arrange the settlement funds.
After settlement, the house is officially yours!
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